3 Cards, Low Rates & Rewards Points!

WCTFCU offers 3 no-fee, low-flat-rate VISA® Credit Cards:
1. Platinum Visa Credit Card, with ScoreCard Rewards Points
2. Gold Visa Credit Card
3. Student Visa Credit Card
  • No Fees. Low Rates. All WCTFCU Credit Cards feature very competitive rates, and no annual fees.
  • EMV Chips. All WCTFCU Visa Credit & Visa Debit Cards are EMV Chip enabled for our Members’ Security
  • Balance Transfer. Why pay high interest rates & annual fees? Transfer your balances to a WCTFCU Visa card for low rates, no annual fee and no transfer fees! Pay just 2.99% APR for 12 months on transferred amount. Then pay your card's standard interest rate on balance due.
  • Activity Alerts. Opt-in to receive text &/or email alerts on the account activities you specify. (details below)
Compare VISA ® Cards Student
Platinum VISA ® ScoreCard Rewards
Interest Rate % APR 9.90% from 8.00% from 8.50%
No Fees (annual, monthly, other) checkmark checkmark checkmark
ScoreCard Rewards Points     checkmark
Free Cash Advance checkmark checkmark checkmark
Free Balance Transfers checkmark checkmark checkmark
Free Travel Accident Insurance checkmark checkmark checkmark
Free Travel & Emergency Services     checkmark
Warranty Services     checkmark
Free Auto Rental Collision Damage Waiver Insurance checkmark checkmark checkmark
  Apply Now for an auto loan Apply Now for an auto loan Apply Now for an auto loan

Free VISA Credit Card Activity Alerts. Opt-in now!

VISA Alerts are easy to set up by cardholders who want to receive text &/or email, near real-time, notifications of the card activities that they select. You can
  • track specified card activity (ex. charges, payments, etc.)
  • track your spending habits (ex. charges over a set $ amount)
  • monitor your account for fraudulent activity (unfamiliar charges)
Alerts contain important information including purchase amount, retailer & location (if available), and the last 4 digits of your VISA card. Free for WCTFCU VISA cardholders, VISA Alerts can be a fraud alert tool, and a helpful  budgeting resource. VISA Alerts are a valuable tool for managing your account.