Equifax Incident Involves 143MM Consumers

Equifax offers free identity theft protection & credit file monitoring to all US Consumers.

9.7.17 Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.

Equifax has established a dedicated website, www.equifaxsecurity2017.com, to help consumers determine if their information has been potentially impacted, and to sign up for free credit file monitoring and identity theft protection (TrustedID Premier) whether or not they have been compromised. The website also provides additional information on steps consumers can take to protect their personal information. In addition to availing the website, Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted. 

The complimentary 12 month monitoring offering, called TrustedID Premier, includes 3-Bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers – all complimentary to U.S. consumers for one year. Due to the severity of the risk associated with this Breach, there is now discussion that this service may in fact be extended as a free life-time service for all who enroll (update to follow). Consumers must enroll by November 21, 2017 to receive this free 12 month credit protection service.

How to enroll in TrustedID Premier:
1) go to https://www.equifaxsecurity2017.com/  read info provided, FAQs etc.
2) select ENROLL & read info provided
3) select BEGIN ENROLLMENT enter your Last Name, and the last 6 digits of your SS# 

You may/may not immediately see a notice that your data was/was not compromised. Regardless of whether or not your data was compromised, you are given the option to enroll in the 12 months of free TrustedID Premier service. If you do so, you will be shown a date on which you should return to the website to complete your enrollment.

Enrollment period ends Tuesday, November 21, 2017.

Questions? Call Equifax at 866-447-7559, as WCTFCU does not have further information.

Equifax recommends that consumers with additional questions visit www.equifaxsecurity2017.com or contact the dedicated call center at 866-447-7559, which the company set up to assist consumers every day (including weekends) from 7:00 a.m. – 1:00 a.m. EST.
Source: www.equifaxsecurity2017.com


What else can I do?

Freeze Your Credit Report or Fraud Alerts You can elect to freeze your credit report at all 3 major bureaus: Equifax, TransUnion and Experan. Credit freezes typically cost $3 to $10 per bureau to place and remove. If you decide against a freeze, you should place a fraud alert on your credit reports at all 3 bureaus.

Get your free reports You can get your free credit report from each of the 3 credit bureaus once per calendar year. Do so in order to check for irregularities.

SS# and/or Identity Stolen? File an identity theft police report, and send a copy of it to each of the 3 credit bureaus along with any correspondence you have with the bureaus, the government and businesses.

2017 Scholarships Awarded

2017 Scholarship Recipients FINAL PHOTO

2017 WCTFCU Scholarship Recipients (L to R) John Fontaine Board Member, Shannon Goggin, Damaris Cabrera’s Mother (rep), Heather Brown, John Cronan Chairman WCTFCU Board of Directors, Katelyn Brodeur, Gary Huckins Board Member. 

Teacher’s Credit Union Grants $12,500 in Scholarships

The Waterbury CT Teachers Federal Credit Union granted $12,500 in scholarships to 4 area students The Credit Union received 55 scholarship applications this year. The Scholarship Committee, a subcommittee of the Board of Directors, carefully evaluated the anonymous Applicants’ Application Form, GPA, Transcript, Essay, and Extracurricular Activities to rate each students’ submission, and select the recipients. 

There were some stand-out themes among this year’s scholarship recipients. All started saving for college at a young age, and each wrote of the importance of personal responsibility and hard work.
Furthermore, their personal commitment to hard work within academics, areas of interest, and volunteerism has resulted in a very high level of performance.

The WCTFCU Board of Directors is pleased to introduce, the 2017 WCTFCU Scholarships recipients, all of whom graduated with honors. Katelyn Brodeur, a Naugatuck High School graduate, received The Jean O’Brien Memorial Scholarship a 4-year scholarship granted to a student with a declared major in education and plans for a career in teaching. Katelyn will attend Southern CT State University. The 3 Waterbury CT Teachers Federal Credit Union $1,500 Scholarships were granted to the following 2017 graduates. Damaris Cabrera, a graduate of John F. Kennedy High School. Damaris will attend the University of Connecticut. Heather Brown, a graduate of Sacred Heart High School, will attend the University of Connecticut. Shannon Goggin, a graduate of Nonnewaug High School will attend Texas A&M University. 

Visa Platinum = Double & Triple Rewards Points!

Do you have the WCTFCU Platinum Visa credit card? With the ScoreCard Bonus Points Program, you earn rewards points with every purchase!

Since April 1st, 2017, you have automatically earned double & triple Rewards Points for your purchases within featured categories that change with the seasons, throughout the year! 

No opt-in necessary, simply shop with your WCTFCU Platinum VISA!

Quarterly Offers!  WCTFCU’s Double & Triple Points categories change quarterly. Plan your purchases for when you’ll get Bonus Points! 

Details available here!

Enhanced Share Certificates Portfolio (CDs)!


New term lengths & New earned interest rates!

New ways to save! A Share Certificate is a Credit Union’s version of a ‘CD or Certificate of Deposit’. Our newly expanded offering includes competitive rates on existing Share Certificates, and new term-lengths of 24, 36 & 48 months.

A smart, secure way to save. Now with more choices of term lengths & improved earned interest rates!

For more details click here!

Student Loan(s) Refi & Consolidation!


Members can now refinance and consolidate existing student loans, both private & federal, into one lower rate loan!
Learn more here!

Free VISA Credit Card Activity Alerts. Opt-in now!

VISA Alerts are easy to set up by cardholders who want to receive text &/or email, near real-time, notifications of the card activities that they select. You can
  • track specified card activity (ex. charges, payments, etc.)
  • track your spending habits (ex. charges over a set $ amount)
  • monitor your account for fraudulent activity (unfamiliar charges)
Alerts contain important information including purchase amount, retailer & location (if available), and the last 4 digits of your VISA card. Free for WCTFCU VISA cardholders, VISA Alerts can be a fraud alert tool, and a helpful  budgeting resource. VISA Alerts are a valuable tool for managing your account.

To set up your VISA Alertsclick here.

2016 - 2018 Board of Directors

(L to R) Susan Troupe, Robert Brown, Tom Fava, Jack Cronan, John Fontaine, Lory Park-Knowles, Gary Huckins, Robert Migliorisi, Peter McCasland

Board of Directors 2016 - 2017