Head-Start Savings

Children who develop a pattern of saving, tend to continue that habit into adulthood. With a Head-Start Savings (joint) account, Members under 18 years of age earn interest at an annual percentage yield of 5.00% on funds up to $1,000/account. Once the Member turns 18, or when the balance exceeds $1,000, Members’ funds earn at the regular savings rate.

WCTFCU deposits $10 into Head Start accounts opened prior to baby’s 1st birthday. Annually, we select a $25, $50 & $100 winner from prior year’s new >1-year old’s accounts.