Count on the predictability of a fixed rate Home Equity Loan. By using the equity in your home you can make improvements, consolidate high-interest credit cards, or pay off your existing home equity loan with a WCTFCU low-interest rate loan. There are no application fees, no points and no closing costs*!  

*Home Loan closing costs are waived unless loan is closed within 2 years of opening.
Home Equity Loans FAQs

2 Special Offers!  

Available April 1 - June 30, 2020

Home Improvement Loans - from 3.50% APR*

Improve your home now! Enjoy the upgrades & add value to your home with a Home Equity Loannow at a special lower rate!

- As low as 3.50% APR*

- No Fees! No Points! No Closing Costs!

- Choose a 5, 10 or 15 year loan

Rate includes .25% discount for automatic payment option


Accelerate Your Mortgage - from 3.00% APR*

Quickly pay off your mortgage! Replace it with a Home Equity Accelerator Loan, now at a special lower rate!

- As low as 3.00% APR*

- No Fees! No Points! No Closing Costs!

- Choose an 8, 12 or 15 year loan

* Annual Percentage Rates available to Members in good standing 04.01.20 – 06.30.20. Stated rates are the lowest available. Rates based on borrower's credit history. Other rates & terms available.