With every mortgage payment made, you have built more equity in your home. You can use this equity to consolidate debt & high-interest credit cards, make home improvements, pay for education or a vacation home, and more - with a WCTFCU low-interest rate loan.

There are no application fees, no points and no closing costs*!  

Count on the predictability of a fixed rate Home Equity Loan. 

*Home Loan closing costs are waived unless loan is closed within 2 years of opening.
Home Equity Loans FAQs

2 Special Offers!  

Available April 1 - June 30, 2021

Home Equity Loans - from 2.99% APR*

Tap into the power of the equity you've built in your home! 

Use it for Debt Consolidation, Education, a Vacation Home, Home Improvement & more!
Now you can get our Home Equity Loan at a Special lower rate!

- As low as 2.99% APR*

- No Fees! No Points! No Closing Costs!

- Choose a 5, 10 or 15 year loan

*Annual Percentage Rate. Rate includes .25% discount for automatic payment & eStatements.

Accelerate Your Mortgage - from 2.74% APR*

Quickly pay off your mortgage! Replace it with a Mortgage Accelerator Loan, now at a special lower rate!

- As low as 2.74% APR*

- No Fees! No Points! No Closing Costs!

- Choose an 8, 12 or 15 year loan

*Annual Percentage Rate. Rates available to Members in good standing 04.01.21 – 06.30.21. Stated rates are the lowest available. Rates based on borrower's credit history. Other rates & terms available.