Special rates, products, services & events, for Members! 


Special Offers!  

Available July 1 - September 30, 2020

Auto Loans - from 2.49% APR*

Buy, Lease or Refinance Now! Lower Rates & Flexible Terms on new, used & refinanced car loans.

- Pre-Approved!
Enter the dealership with money in hand, to negotiate the best price for the car you want!

- Easy Customized Financing. Excellent credit? Credit challenged? We customize a loan to best suite your budget.

- Lease. Our DrivingSense program is a flexible, low-cost, hassle-free alternative to a traditional lease. With fewer restrictions & no hidden costs, DrivingSense offers lower monthly payments than conventional lease financing.

- Online Research, Apply & Buy! Use AutoSmart®, our powerful research & buying tool, to find the right car, at the right price – all online! Shop & compare vehicles, research values & vehicle histories, and receive quotes from dealers. Visit the Car Buying Tools page.

Calculate your savings our helpful Auto Loan Calculator, Auto Refinance Interest Savings Calculator & Loan Comparison Calculator.

Available Gap Insurance & Extended Warranty.

*Annual Percentage Rate. Rates subject to change. Available to qualified, eligible WCTFCU members. Published rates are the lowest offered and include a 0.25% discount for payments made through automatic deduction. Interest rate calculations based on borrower’s credit history. Other rates and terms available. **Offer available 07.01.20 – 09.30.20.

.99% APR* VISA Credit Card
Cardholder Special!

WCTFCU Cardholders now automatically pay only 1.99% APR* for 12 months, from date of the following transactions made 7.01.20-9.30.20 (no opt-in necessary):

- Purchases Make that big ticket purchase now! Pay just 1.99% APR*!
- Cash Advances Take a no-fee cash advance from your card – no fees & pay just 1.99% APR*!
- Balance Transfers Transfer those high-interest credit card balances – no fees & pay just 1.99% APR*!

It’s Automatic! No action is needed on your part. This special promotional rate will automatically apply to your account, if you are a qualified WCTFCU Visa® Credit Card holder in good standing.

*Annual Percentage Rate. Offer available 7.01.20 – 9.30.20. See statement for details.

$25/$25 Membership Drive!
Refer a new Member
... You'll each get $25!

Eligible applicant* must: (July - October)

1. Open a New Membership
2. Select eStatements

Referral by an existing WCTFCU Member is not required for a qualified new Member to participate in this offer. *A qualified applicant is either paid through the Board of Education or other participating schools in our 27 eligible towns, or is an immediate family member of a current WCTFCU Member.

Offer available 07.01.20 – 10.31.20 to WCTFCU eligible, promotion qualified applicants. For further promotion, eligibility information & details please call Member Service. Applicant provides Referral Slip &/or referring Member’s name at time of application. $25 deposited to each: qualifying new Member’s & referring Member’s Share Account on/by 12.16.20. New Member Referral slip must accompany the referred Applicant’s Application.

New Member Referral Slip

Contact Member Service 800.992.2226

Post U logo

15% Discount at Post University

Not only is Post University within the WCTFCU field of Membership... (Post employees can be WCTFCU Members)

Post University offers WCTFCU Members a 15% tuition discount for undergraduate and graduate certificate and degree programs!

Post University will now provide access to a variety of undergraduate and graduate degree programs that meet the needs of WCTFCU members. WCTFCU Members will have the flexibility and convenience of either/both:
a) taking an accelerated degree program courses online or at any of Post University's regional locations in Connecticut or a combination of both

b) enrolling at Post University's traditional, four-year main campus in Waterbury, Connecticut

Post University will work with WCTFCU Members to accept the transfer of credit earned at other accredited higher education institutions for any additional programs of study at the undergraduate or graduate level at Post University.

Interested?  visit post.edu or call 203.596.4500

Waterbury Palace Theater - WCTFCU Discount!

Enjoy a great night out at Waterbury's Palace Theater... with a Special WCTFCU price! Through a partnership with our friends at the Waterbury Palace Theater, we have Special Ticket Offers for WCTFCU Members for the following events. Sure! You can bring your non-Member friends too!

WCTFCU Members get the best ticket discount available for selected events!

your tickets directly from the theater Box Office (in person or over the phone/not online) using our Discount Code: CREDIT. This code automatically gives you the best discount they've got for the shows listed below!  Also, for a straight 10% discount, you may choose to purchase your tickets online, using the code "CREDIT".

On-Sale Dates:
See the Palace Theater website for on-sale dates for each show.

203-346-2000 or Click! @ www.palacetheaterct.org  

2020 WCTFCU Discounted Performances
- Performances may be cancelled due to COVID-19 - See Theater for current details. 

Update 4.14.20: Performances cancelled through May 31, 2020.