Special rates, products, services & events, for Members! 


Special Offer! 

Reduce your Debt - from 4.99% APR*!


When you consolidate your debt, you minimize the interest you pay on the debt you carry...so you pay LESS!

Get a no-fee Debt Consolidation Loan from 4.99% APR* and combine all of your high interest debt into a single, lower interest rate, affordable monthly payment!

You'll Still Have Debt. But, you will pay less interest; with a fixed interest rate loan & a single fixed rate monthly payment that will never increase! You can improve your credit score! Apply now!

Useful Tools for WCTFCU Members: 
Debt Consolidation Calculator - type in your debt balances, factor in the interest rates, terms & more
Loan Application Form - Secure online and received directly by our Loan Officers
Credit Score, Credit Report & Credit Alerts - free & on-demand to all online banking users

Questions? Call and we will help you. 

 Available 1.01.20-3.31.20, to Members in good standing. Rate based on borrower's credit history. Special Debt Consolidation Loan rate is for loans $10,000+, new money only. Rate is lowest offered, and includes a .25% rate discount for automatic payment option. Other rates & terms available.*Annual Percentage Rate.

Special Offer!   

$500 Closing Cost Credit or a Free Appraisal*!

Mortgage rates are at an all time low!

 is the time to make your move for:
- 1st Time Home-buyers
- Your Current Home Refinance
- Your new Vacation Home

WCTFCU can help with:
+ Low Mortgage Rates!
 lower than most competitors
+ FHA, VA, USDA & Conventional Mortgages
+ Special mortgage programs ex. 0-3% down payment
+ Personalized Service from start to finish!

Plus, now WCTFCU Members can get either $500 off Closing Costs or a Free Appraisal*! (Offer good 01.01.20 - 02.28.20)
This limited time offer is available to WCTFCU Members through our partnership with Mortgage Markets CUSO. Your personal Mortgage Adviser will walk you through the entire process. MMCUSO operates for the benefit of credit union members throughout Connecticut.

More information about Home Loans

*Offer good 01.01.20-02.28.20. $500 Closing Credit will be applied at Closing. Offer valid on all mortgage products except Government and Jumbo loans. Mortgage approvals may be based on credit, LTV and loan purpose. Must be approved 01.01.20–02.28.20. Mortgage Markets CUSO NMLS #157939. WCTFCU NMLS #447351.

Waterbury Palace Theater - WCTFCU Discount!

Enjoy a great night out at Waterbury's Palace Theater... with a Special WCTFCU price! Through a partnership with our friends at the Waterbury Palace Theater, we have Special Ticket Offers for WCTFCU Members for the following events. Sure! You can bring your non-Member friends too!

WCTFCU Members get the best ticket discount available for selected events!

your tickets directly from the theater Box Office (in person or over the phone/not online) using our Discount Code: CREDIT. This code automatically gives you the best discount they've got for the shows listed below!  Also, for a straight 10% discount, you may choose to purchase your tickets online, using the code "CREDIT".

On-Sale Dates:
See the Palace Theater website for on-sale dates for each show.

203-346-2000 or Click! @ www.palacetheaterct.org  

2020 WCTFCU Discounted Performances
- Performances may be cancelled due to COVID-19 - See Theater for current details.

Finding Neverland March 20 – 21, 2020 The winner of Broadway.com’s Audience Choice Award for Best Musical, this breathtaking smash “captures the kid-at-heart,” says TIME Magazine. Vogue cheers, “It’s a must-see you’ll remember for years to come!” Originally directed by visionary Tony-winner Diane Paulus and based on the critically-acclaimed Academy Award-winning film, Finding Neverland tells the incredible story behind one of the world’s most beloved characters: Peter Pan. Playwright J.M. Barrie struggles to find inspiration until he meets four young brothers and their beautiful widowed mother. Spellbound by the boys’ enchanting make-believe adventures, he sets out to write a play that will astound London theatergoers. With a little bit of pixie dust and a lot of faith, Barrie takes this monumental leap, leaving his old world behind for Neverland, where nothing is impossible and the wonder of childhood lasts forever. The magic of Barrie’s classic tale springs spectacularly to life in this heartwarming theatrical event. Finding Neverland is “far and away the best musical of the year!” (NPR).
Jersey Boys March 17, 2020 "The most exciting musical Broadway has seen in years." –Chicago Tribune. “The crowd goes wild!”–The New York Times. “Too good to be true!” –New York Post. They were just four guys from Jersey, until they sang their very first note. They had a sound nobody had ever heard... and the radio just couldn’t get enough of. But while their harmonies were perfect on stage,off stage it was a very different story--a story that has made them an international sensation all over again. Go behind the music and inside the story of Frankie Valli and The Four Seasons in the Tony and Grammy Award®-winning true-life musical phenomenon, Jersey Boys. From the streets of New Jersey to the Rock and Roll Hall of Fame, this is the musical that’s just too good to be true. Featuring the legendary Top 10 Hits: “Sherry” • “Big Girls Don’t Cry” • “Walk Like A Man” • “Can’t Take My Eyes Off You” • “December, 1963(Oh What A Night)”Optional(in smaller font than the blurb): Jersey Boys contains authentic, “profane Jersey language” and is recommended for ages 12+.

An American In Paris  April 10 – 11, 2020 Romance! Adventure! Gershwin! Who could ask for anything more?! In post war Paris, romance is in the air and youthful optimism reigns in An American In Paris . Gershwin’s soaring melodies are matched by gravity-defying dance as the world rediscovers the power of love in this breathtaking production. Hoping to start a new life, World War II veteran Jerry Mulligan chooses newly-liberated Paris as the place to make a name for himself as a painter. But, Jerry's life becomes complicated when he meets Lise, a young Parisian shop girl with her own secret — and realizes he is not her only suitor. Winner of four Tony Awards and inspired by the Academy Award-winning film, this exquisite production features your favorite Gershwin songs including “I Got Rhythm,” “Liza”, “'S Wonderful,” “But Not for Me”, and “Stairway to Paradise.” “Pure Joy…An American In Paris is a Triumph!” -New York Times.

An Intimate Evening with David Foster, special guest Katherine McPhee April 17, 2020 Few other individuals can claim to have their fingerprints on more major moments in all of popular music than David Foster. He has created hit songs and award-winning albums for Barbra Streisand, Celine Dion, Whitney Houston, Michael Jackson, Madonna, Andrea Bocelli, Michael Bublé, Josh Groban, Rod Stewart, Stevie Wonder, Earth, Wind & Fire, Diana Krall, Natalie Cole, Michael Bolton, Seal, Chaka Khan, Kenny Rogers, Dolly Parton, Chicago, Hall & Oates, Brandy, ’N Sync, Boz Scaggs, and Gloria Estefan. He has created culture-defining soundtracks for blockbuster films and crafted timeless holiday classics, and played a key role in career launches of Dion, Groban, and Bublé. In this intimate evening, accompanied by hand-picked vocalists and musicians, Foster will explore the music of his career as one of the biggest creative forces of our time. Katharine McPhee - Renowned for her powerhouse presence and show-stopping performances, Katharine McPhee possesses a voice for the ages. Audiences first fell under the chanteuse’s spell during a storied run on American Idol Season 5 in 2006. Since then her hits have included “Over It,” “Unbroken” and “Christmas is the Time To Say I Love You.” McPhee also became a force on the big and small screens, co-starring with Debra Messing on Smash from executive producer Steven Spielberg as well as guest appearances on CSI: NY, Community, Family Guy, and more. Meanwhile, she has taken stage for PBS specials — including her own special — Soundstage: Katharine McPhee, and Foster and Friends.


Post U logo

15% Discount at Post University

Not only is Post University within the WCTFCU field of Membership... (Post employees can be WCTFCU Members)

Post University offers WCTFCU Members a 15% tuition discount for undergraduate and graduate certificate and degree programs!

Post University will now provide access to a variety of undergraduate and graduate degree programs that meet the needs of WCTFCU members. WCTFCU Members will have the flexibility and convenience of either/both:
a) taking an accelerated degree program courses online or at any of Post University's regional locations in Connecticut or a combination of both

b) enrolling at Post University's traditional, four-year main campus in Waterbury, Connecticut

Post University will work with WCTFCU Members to accept the transfer of credit earned at other accredited higher education institutions for any additional programs of study at the undergraduate or graduate level at Post University.

Interested?  visit post.edu or call 203.596.4500