Special rates, products, services & events, for our Members! 


Shovel Away Holiday Debt  - Offers good 1.1.17 – 3.31.17


Consolidate Your Debt  - Special Offer from 4.49% APR*

NOW Minimize the Interest on your Debt! WCTFCU enables you to take action on your debt, and gain control of your finances. Our Debt Consolidation Loans are as low as 4.49% APR* for a 36-month loan**, other rates & terms available. Consolidate your higher interest debt when you replace it with lower interest, and more affordable fixed monthly payments. We can help you select the best solution for your financial security and debt management. Check out our Debt Consolidation Calculator page (under Resources Tab) on our website. Call, click or stop by! Offer good January 1 – March 31, 2017.

Credit Card Debt?  - Special Offer from 2.99% APR*

Shovel your high interest rate credit card balance(s) over, to our lower interest rate VISA card (from 8.00% APR*). You’ll pay just 2.99% APR* for the first 12 months on transferred balance, after which the interest is set at your regular rate. Offer good January 1 – March 31, 2017.

Fun Stuff
at the Waterbury Palace Theater!


Enjoy a great night out at Waterbury's Palace Theater... with a Special WCTFCU price!!


Through a new partnership with our friends at the Waterbury Palace Theater, we have a Special Ticket Offer for WTFCU Members for the following shows. Sure! You can bring your non-Member friends too!

  • Cinderella  February 24  Glass slippers, handsome prince, mean-girl wicked step-sisters…I’m in!

  • The Sound of Music  March 7  The hills are alive! …Need we say more!!? 

  • Girls Night Out!, The Musical  March 30  Grab your gal-pals, and follow 5 friends who re-live their past, celebrate their present and look to the future on a wild, hilarious karaoke night out! 
  •  Once  April 7  Broadway’s musical, enchanting tale of a Dublin street musician who’s about to give up on his dream when a beautiful woman takes a sudden interest in his love songs.
  •  Annie  April 29  Leapin’ Lizards! Lovable red-head orphan wins over Daddy Warbucks with songs you know and love.

Purchase tickets directly from the theater using our Discount Code: CREDIT and ask for the best discount they've got!

How?    To Purchase Tickets Call 203-346-2000 or Click! @ www.palacetheaterct.org  

 VISA Credit Card Activity Alerts. Opt-in now!

VISA Alerts are easy to set up by cardholders who want to receive text &/or email, near real-time, notifications of the card activities that they select. You can
  • track specified card activity (ex. charges, payments, etc.)
  • track your spending habits (ex. charges over a set $ amount)
  • monitor your account for fraudulent activity (unfamiliar charges)
Alerts contain important information including purchase amount, retailer & location (if available), and the last 4 digits of your VISA card. Free for WCTFCU VISA cardholders, VISA Alerts can be a fraud alert tool, and a helpful  budgeting resource. VISA Alerts are a valuable tool for managing your account.

To set up your VISA Alertsclick here.

*Debt Consolidation Loan Program offer good January 1, 2017 - March 31, 2017. Minimum loan amount $7,500.00 (new money only). Loan proceeds must be used for debt consolidation purposes exclusive of existing WCTFCU obligations. Rates based on borrower’s credit history. Published rate is for 36 month term, other rates & terms available. This is the lowest rate offered, and it includes a .25% rate discount for automatic payment option. Your rate may vary. Equal Opportunity Lender. **Annual Percentage Rates effective January 1, 2017.