WCTFCU offers 3 VISA® Credit Cards. Our Members appreciate the extremely low flat rates, no annual fees, and no-fee balance transfers. To choose between our credit card options, review the Compare Cards chart
to find the one that is right for you.
Credit Cards, VISA® FAQs
- No Fees. Low Rates. All WCTFCU Credit Cards feature no annual fees, and very competitive rates.
- EMV Chip Cards. All WCTFCU Credit and Debit Cards are EMV Chip enabled for our Members’ Security (100% activated within 2016)
- Balance Transfer. Tired of paying high interest rates and fees? Transfer your high-interest-rate credit cards' debt to a low-interest-rate WCTFCU Visa for low rates and no transfer and card fees. You'll get 2.99% APR on the no-fee transferred balance, for the first 12 billing cycles, then get the permanent low interest rate (8% APR or 8.5% APR for Scorecard Points). Balance Transfer Form
- Activity Alerts. Opt-in to receive text &/or email alerts on the account activities you specify.
- Dispute a VISA® charge: 800-237-6211
- Lost or Stolen VISA Credit Card? Call 800-325-3678
- VISA Customer Service: 800-237-6211
- Activate Your New VISA Credit Card: 800-543-5073