Debt Consolidation Loans

Looking to reduce debt? We want to SAVE you money.

Do you have high-interest, unsecured debt from credit cards and personal loans? Are you thinking about refinancing your existing student loan from another lender?

Simplify your debt with a Consolidation Loan.
Consider combining high interest debt into a low-rate debt consolidation loan for one monthly payment and save!

Limited Time Offer: Rates as low as 4.25% APR* No Payments for 90 Days**
1/1/2023 - 3/31/2023

*Annual Percentage Rate. **Interest accrues but no payments are due. Special Debt Consolidation Loan rate is for loans of $5,000+ (new money only). Rate is the lowest offered and includes a .25% discount for automatic payment option. Interest rate calculations based on borrower’s credit history. Other rates and terms available. Offer available 1/1/2023 to 3/31/2023.

Ready to get started? Fill out the form below.

How can we save you money?

A WCTFCU Representative will reach out to you to discuss opportunities for saving.

* Indicates required field

First & Last Name *
Phone/Text *
Email *
Are you a WCTFCU Member? *
Yes No
Your preferred method of contact *
Inquiry Type *
Yes, pull my credit and start the application process No, do not pull my credit. I am looking for general information.

Our staff will review your answers and work to find the right fit for you.

Approximately how much debt would you like to consolidate? *
Name of current Employer, Title, Salary *
What is your current housing payment and years at address? *

Credit Disability Loan Payment Protection

Ease financial concerns should an unexpected financial challenge occur.

Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.

Payment Protection comes with a 30 day no obligation policy. Talk with a WCTFCU Loan Officer for details.

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