Pay less interest on your debt now! Replace your higher interest debt payments, with lower interest monthly payments when you role your debt to a WCTFCU Debt Consolidation Loan.

Consolidate Your Debt!
1.1.18 - 3.31.18

Now is the time to Minimize the Interest on your Debt! WCTFCU enables you to take action on your debt, and gain control of your finances. Our Debt Consolidation Loans are as low as 4.49% APR* for a 36-month loan**, other rates & terms available.
Consolidate your higher interest debt and replace it with a lower interest, more affordable, fixed rate monthly payment. We can help you select the best solution for your financial security and debt management.

Debt Consolidation Calculator page (under Resources Tab) on our website.

Call, click or stop by!
Offer good January 1, 2018 – March 31, 2018. 

Debt Consolidation Special Offer Loan Program good only January 1, 2018 - March 31, 2018. Minimum loan amount $10,000.00 (new money only). Loan proceeds must be used for debt consolidation purposes exclusive of existing WCTFCU obligations. Rates based on borrower’s credit history. Published rate is for 36 month term, other rates & terms available. **This is the lowest rate offered, and it includes a .25% rate discount for automatic payment option. Your rate may vary. Equal Opportunity Lender. *Annual Percentage Rates effective January 1, 2018.

Protect What Matters

Credit Disability payment protection products can help ease the financial concerns for you and your family if an unexpected financial challenge occurs. Consider, who would pay your bills If you became suddenly ill or injured, or if there was an unexpected death? Imagine your family’s wallet without your paycheck. You can purchase credit disability through WCTFCU at extremely competitive rates. Benefits include:

  • Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
  • Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
  • Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.
Payment Protection comes with a 30 day no obligation policy. That means when you apply for Payment Protection coverage, you have 30 days to review your plan and decide that you want to keep the policy or cancel it without obligation; any premiums paid will be refunded. Need more information? Ask your WCTFCU Loan Officer.