Your New Home!
WCTFCU offers a variety of purchase and refinance mortgages with terms up to 30 years and amount financed (loan to value) up to 100%.
Through our partnership with Mortgage Markets CUSO (Credit Union Services Organization), we offer an innovative mortgage program with consistently lower rates, and the excellent member service you have come to expect from WCTFCU. Mortgage Markets CUSO collaborates with other credit unions and Fannie Mae, in a cooperative effort to offer competitive new home mortgages.
Features & Benefits:
+ Low Mortgage Rates!
+ Guaranteed low closing costs
+ FHA/CHFA/USDA options for home buyers
+ Second homes, 1-4 family investment properties and out of state financing available
+ Dedicated Connecticut mortgage advisors to guide you through the entire home loan process
• 10, 15, 20 & 30 Year Fixed Mortgages - Traditional Fannie Mae & Freddie Mac 10-30 year loans
• First Time Homebuyer Program
• Home Ready and Home Possible home buyer products
• FHA (Federal Housing Administration) & CHFA (Connecticut) Housing Finance products
• HARP (Home Affordable Refinance Program)
• 5 & 7 Year Adjustable Rate Mortgages
• 15 & 30 Year Jumbo Mortgages (Mortgages greater than $424K)
• VA loans
• Rural Development Loans
• Adjustable ARM’s
We can help!
Whether you are buying your first home, moving to your dream home, or refinancing a current mortgage, or something else... we can help!
Free advice on your loan options! The Questions & Check Rates button below clicks through to a secure form that is not an application, and a useful Rates Calculator. The form is only provided as a conversation starter so that we may best understand your interests and questions - and our experienced mortgage professionals can best assist you with your mortgage needs.
Questions & Rates Check