Your New Home!

WCTFCU offers a variety of purchase and refinance mortgages with terms up to 30 years and amount financed (loan to value) up to 100%.

Through our partnership with  Mortgage Markets CUSO (Credit Union Services Organization), we offer an innovative mortgage program with consistently lower rates, and the excellent member service you have come to expect from WCTFCU. 

Mortgage Markets CUSO, collaborates with other credit unions and Fannie Mae, in a cooperative effort to offer competitive new home mortgages. 

WCTFCU - Mortgage Markets CUSO Benefits:
+ Low Mortgage Rates!
+ Guaranteed low closing costs
+ FHA/CHFA/USDA options for home buyers
+ Second homes, 1-4 family investment properties and out of state financing available
+ Dedicated Connecticut mortgage advisors to guide you through the entire home loan process
+ Real Estate Services - Get 20% rebate of your realtor's commission after closing

Free advice on your loan options! The following form is not an application. Completing and submitting this secure form (SSL) is not considered a loan application, a loan approval an obligation or a commitment to lend. It is simply for informational purposes so that we may best understand your interests and questions, and our experienced mortgage professionals can best assist you with your mortgage needs. 

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Not an Application  There is absolutely no obligation to you if you complete this form. Completing and submitting this secure form (SSL) is not considered a loan application, a loan approval or a commitment to lend. We will answer your questions, and assist you with your mortgage needs. We provide guidance from experienced mortgage professionals.

Loan Calculator Factor various loan rates, terms and down payments click on the Calculators icon in the green bar below. 

*APR - Annual Percentage Rate. The rates and APRs show are "as low as" and based on a purchase or rate and term refinance of an owner occupied, single family residence, with 60% Loan-to-Value (LTV), for our best-qualified customers. Your rate may be higher depending on your property LTV, credit score, property type, purpose of the loan and other possible factors. Maximum loan amount is $453,100 for a single-family property. Rates are subject to change without notice.

**APR - Annual Percentage Rate. Terms and rates also available for 7, 10,and 15 years at lower rates. No application fees, closing cost, points or attorney fees. Maxiumum loan amount is $300,000 to 80% LTV and $500,000 to 60% LTV. Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence. Rates are subject to change without notice.