Mortgage Promotion Oct 25

Whether you are buying your first home, moving to your dream home, or refinancing a current mortgage, we can help!

Take advantage of this limited time offer!

We are offering a .25% discount on 30-year Mortgage and Refinance rates – with No Points!*

Our partnership with Mortgage Markets CUSO’s Real Estate Team offers an easy-to-use platform, that is interactive and seamless.


• We offer loan pre-approvals that make home sellers confident in your offer.
• You’re provided with the personalized experience of a dedicated and experienced loan officer.
• Your loan officer will work directly with your real estate agent.

Let us do all the heavy lifting.

We will stay by your side through every stage of the home buying process; that’s our promise as your one-stop-shop for everything home buying.


Get started today!

*Mortgage approvals may be based on credit, LTV and loan purpose. The special discounted rate with a 25% discount applies only to a 30-year mortgage purchase or refinance and not all loans that are submitted to WCTFCU may qualify. FHA, VA, USDA and JUMBO loans are excluded from the promotion. The rate discount is based off the listed 30-year rate on the day the rate lock occurs. Once rate is locked, the rate discount is final regardless of rates dropping or increasing. Loan Level Pricing Adjustments (LLPA’s) are waived for the promotion.  Buying down of interest rate is prohibited for this promotion.  Purchase contract must be received to lock the rate discount. Certain restrictions and conditions apply.

Mortgage Markets CUSO NMLS# 157939.  WCTFCU NMLS # 447351.

Your New Home!

WCTFCU offers a variety of purchase and refinance mortgages with terms up to 30 years and amount financed (loan to value) up to 100%.

Through our partnership with Mortgage Markets CUSO (Credit Union Services Organization), we offer an innovative mortgage program with consistently lower rates, and the excellent member service you have come to expect from WCTFCU. Mortgage Markets CUSO collaborates with other credit unions and Fannie Mae, in a cooperative effort to offer competitive new home mortgages. 

Features & Benefits:

  • Low Mortgage Rates!
  • Guaranteed low closing costs
  • FHA/CHFA/USDA options for home buyers
  • Second homes, 1-4 family investment properties and out of state financing available
  • Dedicated Connecticut mortgage advisors to guide you through the entire home loan process


Products Include:

  • 10, 15, 20 & 30 Year Fixed Mortgages - Traditional Fannie Mae & Freddie Mac 10-30 year loans
  • First Time Homebuyer Program 
  • Home Ready and Home Possible home buyer products
  • FHA (Federal Housing Administration) & CHFA (Connecticut) Housing Finance products
  • HARP (Home Affordable Refinance Program)
  • 5 & 7 Year Adjustable Rate Mortgages
  • 15 & 30 Year Jumbo Mortgages (Mortgages greater than $424K)  
  • VA loans
  •  Rural Development Loans
  • Adjustable ARM’s
We can help! Whether you are buying your first home, moving to your dream home, or refinancing a current mortgage, or something else... we can help!

Free advice on your loan options! The Questions & Check Rates button below clicks through to a secure form that is not an application, and a useful Rates Calculator. The form is only provided as a conversation starter so that we may best understand your interests and questions - and our experienced mortgage professionals can best assist you with your mortgage needs.


Questions & Rates Check

Apply Now


*APR - Annual Percentage Rate. The rates and APRs show are "as low as" and based on a purchase or rate and term refinance of an owner occupied, single family residence, with 60% Loan-to-Value (LTV), for our best-qualified customers. Your rate may be higher depending on your property LTV, credit score, property type, purpose of the loan and other possible factors. Maximum loan amount is $453,100 for a single-family property. Rates are subject to change without notice.

**APR - Annual Percentage Rate. Terms and rates also available for 7, 10,and 15 years at lower rates. No application fees, closing cost, points or attorney fees. Maxiumum loan amount is $300,000 to 80% LTV and $500,000 to 60% LTV. Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence. Rates are subject to change without notice.