Members may choose to borrow against the funds in their Share or Certificate Account. The Share or Certificate Account will continue to earn dividends while the member enjoys a reduced loan rate.
Credit Disability Loan Payment Protection
Ease financial concerns should an unexpected financial challenge occur.
- Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
- Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
- Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.
Payment Protection comes with a 30 day no obligation policy. Talk with a WCTFCU Loan Officer for details.