Vehicle Loans

Special Offer! 

Car Loans, Lease & Refinance - from 1.89% APR*

+ No Payment for 90 Days!**

Available 7.1.21-9.30.21

Buy, Lease or Refinance Now! Lower Rates & Flexible Terms on new, used & refinanced car loans.

- Pre-Approved! Enter the dealership with money in hand, to negotiate the best price for the car you want!

- Easy Customized Financing. Excellent credit? Credit challenged**? We customize a loan to best suite your budget.

- Lease. A flexible, low-cost, hassle-free alternative to a traditional lease. With fewer restrictions & no hidden costs, DrivingSense offers lower monthly payments than conventional lease financing.

- Online Application - Secure, quick & easy - processed by our local, friendly Lending Department. You can even apply online, then call to speak with our Lending Officers in the branches (during business hours). 

- Online Research, Apply & Buy! Use AutoSmart®, our powerful research & buying tool, to find the right car, at the right price – all online! Shop & compare vehicles, research values & vehicle histories, and receive quotes from dealers. Check out the car buying tools further down this page...

Calculate your Savings Use our helpful Auto Loan Calculator, Auto Refinance Interest Savings Calculator & Loan Comparison Calculator.

**Credit Score concerns? Give us a call! We are here to help you get the loan or refi you need, and show you the way to an improved credit score. A quick & easy car loan or refi is a good way to establish or improve your credit score. We will customize a loan that best suits your budget, gets you on the road to a better credit score, and into your new car!

Available Gap Insurance & Extended Warranty.

*Annual Percentage Rate. Rates subject to change. **Offer available 07.01.21 – 09.30.21. Interest accrues, but no payment will be due. Available to qualified, eligible WCTFCU members. Published rates are the lowest offered and include a 0.25% discount for payments made through automatic deduction. Interest rate calculations based on borrower’s credit history. Other rates and terms available.