Vehicle Loans

Special Offer! 

Love your car but hate the payments?

Car Loan Refinance - from 1.89% APR*

PLUS a $100.00 Cash Back Bonus** when you bring your auto loan to WCTFCU from another lender!

Available 10.1.21-12.31.21

- Refinance for a Better Rate! Refinance with WCTFCU to lower your rate and your payments – and free up extra cash each month. Plus, save big on interest down the road.

- Easy Customized Financing. Excellent credit? Credit challenged**? We customize a loan to best suite your budget.

- Less than perfect credit? Give us a call! We are here to help you get the loan you need, and show you the way to an improved credit score.

- Online Application - Secure, quick & easy - processed by our local, friendly Lending Department. You can even apply online, then call to speak with our Lending Officers in the branches (during business hours). 

- Calculate your savings by using our helpful Auto Loan Calculator, Auto Refinance Interest Savings Calculator & Loan Comparison Calculator.

Available Gap Insurance & Extended Warranty.

Apply online now

*Annual Percentage Rate. **Offer available 10/1/21 to 12/31/21. Receive a $100 cash bonus when you refinance a loan from another financial institution to WCTFCU. Offer does not apply to refinancing of existing WCTFCU auto loans. $100 cash bonus will be deposited directly to the Member’s account by 1/15/22. Loan amount must be greater than $10,000. Rate is the lowest offered and includes a .25% discount for automatic payment option. Interest rate calculations based on borrower’s credit history. Other rates and terms available