AutoSmart - Research & Buying Tool

AutoSmart is our powerful online tool for vehicle research and buying. AutoSmart helps you find the right vehicle, for the right price without leaving your home! AutoSmart gives you easy access to shop and compare vehicles, research values and vehicle histories, and receive vehicle quotes from various dealers.

The new Price Comparison feature includes a description of each car’s price as “great,” “fair,” or “over” priced, based on an average of other cars in the same geographic area.

It also provides a detailed summary of how each price description was determined, including how many cars it was compared to, the price of each, and the distance of each from the car in consideration.
This new feature provides greater transparency for you, and will empower you to make a more informed purchase decision.


Auto Loans

Member friendly rates & terms put the purchase power in your hands when negotiating price with a dealer.

Auto-Lease Program

Quickly compare a particular vehicle’s conventional loan payment options, to those of a Driving Sense™ lease-like loan. Click here DrivingSense™ and follow the instructions to build your vehicle of choice, then compare and choose the loan option that best suits your financing needs.

Market Value of Your Car

Check Kelly Blue Book or NADA Guides to estimate the value of a car.


Shop Smart with CARFAX used car listings.

Protect What Matters

Credit Disability payment protection products can help ease the financial concerns for you and your family if an unexpected financial challenge occurs. Consider, who would pay your bills If you became suddenly ill or injured, or if there was an unexpected death? Imagine your family’s wallet without your paycheck. You can purchase credit disability through WCTFCU at extremely competitive rates. Benefits include:

  • Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
  • Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
  • Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.
Payment Protection comes with a 30 day no obligation policy. That means when you apply for Payment Protection coverage, you have 30 days to review your plan and decide that you want to keep the policy or cancel it without obligation; any premiums paid will be refunded. Need more information? Ask your WCTFCU Loan Officer.