Auto Loans

Member friendly rates & terms to give you purchasing power when negotiating car prices.

Auto-Lease Program

Use DrivingSense™  to compare a specific vehicle’s conventional loan payment option to that of a Driving Sense™  lease-like loan. Follow the instructions to build your vehicle of choice and then compare and choose the loan option that best suits your financing needs.

Market Value of Your Car

Check Kelly Blue Book or NADA Guides to estimate the value of a car.


Shop Smart with CarFax used car listings.

AutoSmart - Car Research & Buying Tool

AutoSmart is a powerful online tool for new & used vehicles. Shop and compare vehicles, research values, vehicle histories, and receive quotes from dealers.


Credit Disability Loan Payment Protection

Ease financial concerns should an unexpected financial challenge occur.

  • Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
  • Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
  • Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.
Payment Protection comes with a 30 day no obligation policy. Talk with a WCTFCU Loan Officer for details.