Yes. Once a Member signs up for online banking (@wctfcu.com). They can go to the App Store and download the WCTFCU App to a camera-enabled Apple iOS/Android smartphone and tablet device. Mobile check deposit is not available via a computer or non-Apple iOS/Android device.
Yes, mobile check deposit is integrated into the WCTFCU App.
No. Mobile Deposit is one of the many fee-free services available to our Members.
Under the Transactions menu, select “Deposit Check.”
Yes. The Member must enter the check number, dollar amount, and the eligible account which they wish to deposit the check into.
Yes. The check must be made payable to the account holder or joint account holder.
A clear image of both the front and back of the check must be taken and submitted.
Yes. The Member will then have the option to take the picture again.
Checking, Savings, or Money Market.
The Member will receive a confirmation message upon successful transmission. The Member can also view the history of all of their deposits by selecting the “Activity” option on the “Deposit Check” page of the mobile App.
The Member can view the history of all of their deposits by selecting the “Activity” option on the “Deposit Check” page of the mobile App. Certain representatives of WCTFCU’s internal Member Care will also have access to view deposit status and history for a Member via an administration tool known as Check Review.
Funds should be available within two (2) business days (Monday-Friday, excluding holidays); however, extended holds may be placed on items at the sole discretion of WCTFCU.
The Member can see all of their transaction history 24/7 through online/mobile banking. They will not receive a specific notification when the deposit has been made and the funds are available.
Yes. If a Member is linked to another account for deposit purposes, they will be able to deposit a check into that linked account, but the check must be made payable to the owner or join owner of the account to which the check is being deposited.