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Learn more about College Loans

Knowledge is Power. Paying for college can seem overwhelming and intimidating. Yet, it doesn’t have to be. Fortunately, there are many resources available to help you fund your higher education. Learn more about the various loan and financial aid options that you should explore when applying to college, including:

+ Federal financial aid, grants and student loans
+ FAFSA filing process
+ Loan repayment and tax incentives

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Protect What Matters

Credit Disability payment protection products can help ease the financial concerns for you and your family if an unexpected financial challenge occurs. Consider, who would pay your bills If you became suddenly ill or injured, or if there was an unexpected death? Imagine your family’s wallet without your paycheck. You can purchase credit disability through WCTFCU at extremely competitive rates. Benefits include:

  • Protection - Credit Disability or Loan protection helps insure that your loan will not end up in default if you die, or become disabled and are unable to work.
  • Convenience – Apply for this insurance when you apply for your loan and you can include this monthly premium with your monthly loan payment.
  • Support - Employer provided disability may not be enough protection. Bills could begin to pile up as you try to regain your health and your earning capacity.
Payment Protection comes with a 30 day no obligation policy. That means when you apply for Payment Protection coverage, you have 30 days to review your plan and decide that you want to keep the policy or cancel it without obligation; any premiums paid will be refunded. Need more information? Ask your WCTFCU Loan Officer.

LendKey - Student Loan(s) Consolidation Information

Effective January 31, 2018 WCTFCU no longer offers this LendKey product.

Current LendKey loan holders may access their current LendKey loan.

Questions about your current WCTFCU-issued LendKey loan? Please visit the LendKey website, or call 
888.549.9050 during business hours M-F 9am - 8pm