Features Regular Checking A+ Checking InTune Checking
Initial Deposit $5 $5 $5
Pays You Dividends on entire balance Earns interest on balance & on deposits of $5 - $10K/month. Earns higher interest rate on balance & deposits $5 - $10K/month. 1.10% APY* on balances up to $10K when qualified*  
Minimum Balance $5 $5 $5
No Monthly Fee checkmark checkmark checkmark
VISA® Debit / Cash Card checkmark checkmark checkmark
Point of Sale Purchases (in stores & online) Free & Unlimited Free, Unlimited, Minimum 10/month Free & Unlimited
ATM Access All CT ATMs All US ATMs All US ATMs
ATM Fees Free unlimited use of WCTFCU ATMs. Free: 8 CT ATM withdrawls/ month Free unlimited use of WCTFCU ATMs. Free: 10 US debit card transactions per month Free unlimited use of WCTFCU ATMs. Free: 15 US debit card transactions per month
ATM Fee Refunds Submit ATM fee receipts for reiumbursement up to 8 per month (up to $25/ month) Automatic ATM fee reimbursements up to 8 per month (up to $25/ month) Automatic ATM fee reimbursements up to 8 per month (up to $25/ month)
Checks unlimited check writing unlimited check writing unlimited check writing
Paper Check costs First 50 Free First 50 Free First 50 Free
Monthly Paper Statements Free Free Free
Monthly eStatements Free Free Free
Online Banking Free Free Free
Mobile Banking Free Free Free
Mobile Deposit Free Free Free
Direct Deposit Free Free Free
Bill Pay Free Free Free
24-hour Telephone Teller Free Free Free
Overdraft Protection Free Free Free
Other features   Agree to 1: 1) Direct Deposit, or 2) ACH automatic debit, or 3) WCTFCU online bill-pay. *See Member Services For Details iTunes® credit Rewards. Free $20 iTunes credit with new account. Get monthly $5 iTunes credit if you complete 15+ unique debit card purchases/ month & get e-statements.
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