Details Home Equity Loan
Home Equity Line of Credit
Equity Accelerator
Mortgage Loans
Definition A Home Equity Loan lets you use equity in your home to access immediate funds for any purpose and provides a fixed interest rate and payment for the life of the loan. Like a Home Equity Loan you can access the equity in your home but have the flexibility of borrowing as you need the funds by simply writing checks from your HELOC checkbook. The Equity Accelerator can help you refinance your existing mortgage and be debt free faster or if you are already mortgage free you can borrow funds for a major purchase or project.   Mortgage loans for the purchase of your first   home, next home or refinance of an existing mortgage afford you the flexibility and affordability of a longer repayment terms.
Rates/Terms *Fixed Rate as low as 3.75%APR. 5,10 or 15 Year Terms “all rates/terms” **Variable Rate as low as 3.75%APR.10 Year Draw period 15 year repayment “all rates and terms” *Fixed Rate as low as 3.50%APR.8, 12 or 15 Year Terms “all rates and terms” Fixed and Variable Rates Terms up to 30 years “all rates and terms”
Features * No Application Fee * No Points * No Closing Costs * No Pre-payment Penalty * Up to $300,000.00 maximum amount. *Up to 100% Loan to Value available for qualified borrowers. *Free Life Insurance up to $30,000.00 per member * Connecticut properties only * No Application Fee * No Points * No Closing Costs * No Pre-payment Penalty * Up to $300,000.00 maximum amount. *Up to 90% Loan to Value available for qualified borrowers. *Free Life Insurance up to $30,000.00 per member * Connecticut owner occupied properties only * No Application Fee * No Points * No Closing Costs * No Pre-payment Penalty * Up to $300,000.00 maximum amount. *Up to 90% Loan to Value available for qualified borrowers. *Free Life Insurance up to $30,000.00 per member * Connecticut owner occupied properties only *Standard Fees, points and Closing Costs apply. * Up to $417,000.00 maximum amount *First Time Homebuyer Programs *Up to 95% Loan To Value available for qualified borrowers. *Pre-Qualifications and Pre-approvals available. * Connecticut properties only
Use For Renovations
Additions
Weddings
Tuition Expense
Major purchases
Refinance
Debt Consolidation
 Renovations
Additions
Weddings
Tuition Expense
Major purchases
Refinance
Debt Consolidation
 Refinance existing mortgage

Renovations
Additions
Major Purchases
 Purchase a home

Refinance an existing mortgage
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Questions? Email
Call 203-758-9500		 Email
Call 203-758-9500		 Email
Call 203-758-9500		 Email
Call 203-758-9500

*Rates quoted as of 04-05-2018 and subject to change. Interest rates are determined by the borrower's credit history. Stated rates are the lowest rates offered and include a .25% discount for automatic payment. Other rates and terms are available. **Prime Rate as reported in the Wall Street Journal 10 days prior to the last day of the month, currently 4.75%. HELOC interest rate will have a floor of 3.75% based on the rate, and caps of 2.00% annually and 6.00% lifetime (also based on rate). Percentage rate increases are limited to not more than 2% annually and 6% over the life of the loan. $35 annual fee applies to all HELOC loan products. Vacation or second homes do not qualify under this program.