Waterbury Connecticut Teachers Federal Credit Union serves all persons paid through the Board of Education in the eligible towns listed below.

This includes teachers, administrators and any staff member working in a public, private or parochial school or at a university that is located in one of the eligible towns. 

Immediate family members of existing WCTFCU members may also join the credit union.
(This includes spouses/partners, siblings, children and parents.)

It's simple to join.  Click to find what you need to know.

28 Eligible Towns in 3 CT Counties

Fairfield County - 12 towns       Litchfield County - 7 towns       New Haven County - 9 towns

  • Beacon Falls
  • Bethany
  • Bethel
  • Bethlehem
  • Bridgewater
  • Brookfield
  • Danbury
  • Easton
  • Middlebury
  • Monroe
  • Naugatuck
  • New Fairfield
  • New Milford
  • Newtown
  • Norwalk
  • Oxford
  • Prospect
  • Redding
  • Ridgefield
  • Roxbury
  • Sherman
  • Southbury
  • Trumbull
  • Washington
  • Waterbury
  • Watertown
  • Wolcott
  • Woodbury

If you do not see your Town Board of Education listed Contact us about how your Board of Ed can join the WCTFCU Field of Membership.

Additional Eligible Schools

  • Arch Bridge School
  • Beth El Synagogue of Waterbury
  • Cheshire Academy
  • Children's Community School
  • Education Connection - Ed Advance
  • Fraser Woods School
  • Henry Abbott Technical High School
  • Holy Cross High School
  • Hudson Montessori School
  • Immaculate High School
  • Maimonides Academy of Western CT
  • Post University
  • Ridgefield Academy
  • Taft School
  • Washington Montessori School
  • Waterbury Campus of the UCONN
  • Wesley Learning Center
  • Westover School
  • W.F. Kaynor Technical High School
  • Wooster School
Don't see your school listed? Contact us about how your school can join the WCTFCU Field of Membership.

How to Join the Credit Union


What you will need:

• A completed Membership Application
• A copy of your Driver’s License or legal photo ID
• A minimum of $5.00 deposited into your new Savings Account.

3 Easy Ways To Apply:

  1. Online Application: Complete an application, transfer in $5.00, and attach a digital copy of your Driver’s License.
  2. Paper Application: Complete a paper application, enclose a check for $5.00 and a copy of your Driver’s License. Tape it closed to mail it postage-free, or bring it to one of our branches.
  3. Visit a Branch: Bring your Driver’s license and we will gladly assist, and process your application.