Cashback VISA® Credit Card

Get 1% Cash Back on all purchases!

  • Fixed rate from 9.00% APR*
  • No Annual Fee
  • No-fee Cash Advance 
  • No-fee Balance Transfers
  • Contactless Payment & Digital Wallet friendly
  • 1% Cashback paid quarterly as a statement credit.
  • Available SecurLOCK Equip® App to securely control, monitor & manage your card.
  • Compare Our Visa Cards Chart
  • View VISA® Card holder agreement

Introductory Offer 2.99% APR! Transfer your high–interest rate credit card balances to a new, fixed rate WCTFCU Visa Credit Card to enjoy 2.99% APR* for 12 months on transferred balance(s) and no transfer fee. (Rate good on new WCTFCU credit cards only)

How do I Apply? 
Complete the secure Visa Credit Card Application here on our website, submit a paper application, or call for assistance.

Q. May I convert my existing WCTFCU Visa Credit Card to the Cashback Visa Credit Card?  
A. Yes! It's easy to do!
If you currently have our Platinum Rewards Points or Gold Visa credit card (with at least a $5,000 limit), simply complete the secure Credit Card Exchange Form.
Your credit report will not be pulled as this is an exchange. We will process it for you. We will transfer your current balance to the new card. Your credit limit will remain the same.
ScoreCard Rewards Points are not transferrable, so use them up before you request an exchange.
The 2.99% APR* Introductory Offer is not available to existing cardholders doing an exchange. 

*APR = Annual Percentage Rate. Rates and terms subject to change. Stated rate is the lowest offered.
Interest rates determined by borrower’s credit worthiness. Other rates & terms available.