Cashback VISA® Credit Card
Get 1% Cash Back on all purchases!
Introductory Offer 2.99% APR! Transfer your high–interest rate credit card balances to your new, fixed rate WCTFCU Visa Credit Card to enjoy 2.99% APR* for 12 months on transferred balance(s) & no transfer fee. (new cardholders only)
How do I Apply? Complete the secure Visa Credit Card Application here on our website, submit a paper application, or call for assistance.
Q. May I convert my existing WCTFCU Visa Credit Card to the new Cashback Visa?
A. Yes! It's easy to do!
If you currently have our Platinum Rewards Points or Gold Visa credit card (with at least a $5,000 limit), simply complete the secure Credit Card Exchange Form. Your credit report will not be pulled as this is an exchange. We will process it for you. We will transfer your current balance to the new card. Your credit limit will remain the same. Your new card's fixed interest rate will be the equal to that of your current card (ex. a lowest rate 8.50% APR* Platinum Visa will become a lowest rate 9.00% APR* Cashback Visa). ScoreCard Rewards Points are not transferrable, so use them up before you request an exchange. The 2.99% APR* Introductory Offer is not available to existing cardholders doing an exchange.
4 Visa Credit Cards Visit the comparative VISA Credit Cards Chart to see which of our Visa Credit Cards is best for you.
*Annual Percentage Rate. Rates subject to change. Stated rate is the lowest offered. Rate range 9.00% APR - 17.50% APR. Interest rates determined by borrower’s credit worthiness. Other rates* & terms available.