Home Equity/Mortgage Rates

Rates current as of 02/18/14

80% Loan To Value Up to $300,000
Term APR* Monthly Repayment Terms
(Per $1,000 Borrowed)
5 Years As low as 3.25%* $18.08
10 Years As low as 4.00%* $10.12
15 Years As low as 4.50%* $ 7.64
90% Loan To Value Up to $300,000
Term APR* Monthly Repayment Terms
(Per $1,000 Borrowed)
5 Years As low as 4.25%* $18.52
10 Years As low as 5.00%* $10.60
15 Years As low as 5.50%* $ 8.17
100% Loan To Value Up to $25,000
Term APR* Monthly Repayment Terms
(Per $1,000 Borrowed)
5 Years As low as 5.75%* $19.21
10 Years As low as 6.25%* $11.22
Home Equity LOC*** 10 Year Draw / 15 Year Repayment
Term APR* Monthly Repayment Terms
(Per $1,000 Borrowed)
Up to 90% LTV As low as Prime Rate** -1.00%
(Currently 3.75%)
Variable rate, 10 Year period/15 Year Repayment

*APR = Annual Percentage Rate

Home Loan closing costs are waived unless line is closed within 2 years of opening. Costs range from $96.00 - $304.00. *Rates quoted as of 09-10-12 and subject to change. Interest rates are determined by the borrower’s credit history. Stated rates are the lowest rates offered and include a .25% discount for automatic payment. Other rates and terms are available. **Prime Rate as reported in the Wall Street Journal 10 days prior to the last day of the month, currently 3.25%.***HELOC interest rate will never drop lower than 3.75% or go higher than 18.00%. Percentage rate increases are limited to not more than 2% annually and 6% over the life of the loan. $35 annual fee applies to all HELOC loan products.