Auto Lease Program
DrivingSense™

The Credit Union's Auto Loan Lease Program, DrivingSense™, is a flexible, low-cost, hassle-free alternative to the traditional lease. With fewer restrictions and no hidden costs, it offers monthly payments that are lower than conventional lease financing.

Learn more about DrivingSense™ and follow the instructions to build your vehicle of choice, then compare and choose the loan option that best suits your financing needs. You will be able to compare payment options between a conventional loan and our lease-like loan.

Travel Note: Please call the branch in advance of traveling so you won't have disruption in service with your card.

Boat and Recreational Vehicle Loans

We offer competitive financing options for purchases and refinances on Boats and RVs.

• Great low rates.
• Flexible terms up to 120 months on new models and 84 months on used models.
• Up to 100% financing.
• Fast application and approval process.
• Pre-approvals available to give you more buying power.

Motorcycle Loans

Looking to purchase a new or used motorcycle? Want to refinance an existing loan from another lender? WCTFCU has great rates and worry- free financing so you can enjoy the open road while saving money.

• Great low rates.
• Flexible terms up to 84 months on new motorcycles and 78 months on most used motorcycles.
• Up to 100% financing.
• Fast application and approval process.
• Pre-approvals available to give you more buying power.

GAP Insurance

Guaranteed Asset Protection (GAP) protects your assets and can possibly save you thousands of dollars.

GAP insurance is low-cost coverage that pays the difference, or the "gap", between your insurer's settlement and your loan balance if your vehicle is stolen, accidentally damaged beyond repair or otherwise declared a total loss.

Extended Warranty

An Extended Warranty, is also called Mechanical Breakdown Protection (MBP). Should your vehicle experience a failure after the manufacturer's warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars! Vehicles today are growing extremely complex and contain high-tech sensors, electronics and computers that frequently suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it's these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, associated repair costs rise dramatically!

Car Buying Tools

Market Value of Your Car

• Kelly Blue Book or NADA Guides to estimate the value of a car.
• Shop Smart with CarFax used car listings.

Auto Buying Calculators