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800.992.2226|Routing #: 211179607

New Member Referral Promotion

July 1 - October 31, 2026

Details
Refer
Rewards
Requirements

Anchor: details

Spread the word about the benefits of credit union membership!

When you joined WCTFCU, you started on a path to financial empowerment.

Help empower your family, friends, and eligible coworkers!

Get rewarded for new members you refer who join and meet qualifications* during the campaign period that runs July 1 – October 31, 2026.

Get $25* For Every Eligible Referral That Qualifies. Earn Up To 400** On Qualified Leads. Refer. Reward. Repeat. Earn money when the new member fulfills requirements*

Anchor: refer

Here’s how it works:

Refer an immediate family member or eligible co-worker or friend during the referral campaign.

View our Membership Eligibility List

Fill out a New Member Referral Slip and give it to the person you’re referring. The new member hands in the referral slip when they join.

Download and print a Referral Slip

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Earn Rewards

When your referral joins WCTFCU and complete the qualifications, you both earn $25.*

Earn Up to $400** on Referrals

You can earn up to $400 when your eligible referrals meet the qualifications during the campaign period.

Anchor: requirements

What the New Member needs to do:

New Member Requirements:

Open a savings account with a minimum of $5.00 and enroll in eStatements.
Set up a recurring monthly direct deposit of $50 or more within 30 days of account opening.

Youth Accounts are eligible too!

Open a Head Start youth savings account for children ages 17 or under with a minimum of $5.00
Enroll this account in eStatements.
Direct Deposit qualification wavied on youth accounts

*Offer available 7.1.26 – 10.31.26 to WCTFCU-eligible, promotion-qualified applicants. Membership eligibility qualifications are listed on our website at wctfcu.com/about-us/membership-eligibility. New Member $25 promotion only qualifies on first Membership established per primary individual. New Member cannot have any prior primary accounts within the last 4 years and must meet all promotional criteria to receive a bonus. The referral incentive will be deposited into each qualifying Member’s savings account by December if the new Member has met the promotional criteria. New Member Applicant provides referring Member’s name. Referral by an existing WCTFCU Member is not required for a qualifying new Member to participate in this offer. Promotion subject to change. Member referral bonuses are taxable dividends and will be reported on IRS Form 1099-INT.

**Referring Members may earn up to $400 by referring eligible new Members who meet qualifications. Referring Member must be an active, existing WCTFCU Member in good standing.