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800.992.2226|Routing #: 211179607

Promotions

For WCTFCU Members

Member Perks

90 Days No Payments Auto Loans
Mortgage Rate Special
Pre-Retirement Webinar

Anchor: 90-days

90 Days NO PAYMENTS Auto Loans^**

Rates as low as:

4.40% APR*

48 months

4.50% APR*

66 months

New & Used Auto Purchases
Refinances From Another Lender
Existing WCTFCU Loans Not Eligible
100% Financing Available
Same-Day Approval¹
Offer Runs July 1 – September 30, 2026

Apply Online, at a branch or call us at 800.992.2226.

*Annual Percentage Rate. Rates effective 7/1/2026. **Interest accrues once the loan is closed, but no payments are due. Both the 4.40% rate on the 48-month term loan and the 4.50% rate with a 66-month term are the lowest offered and include a .25% discount or automatic payment option. Interest rate calculations based on borrower’s credit history. Other rates and terms available. Promotion runs 7/1/2026 – 9/30/2026 and is subject to change without notice. Members must be in good standing. ¹Same-day approval based on standard credit union business hours.
Equal Opportunity Lender.

2025 Top 100 Credit Unions. S&P Global Market Intelligence

WCTFCU Ranked in Top 100
Best Performing Credit Unions

S&P Global Market Intelligence once again ranked Waterbury CT Teachers FCU in the Top 100
best-performing credit unions in the United States for 2025. The Credit Union was ranked 61
in the S&P Global Market Intelligence's Credit Union category.

Each year, S&P Global Market Intelligence releases rankings for the best-performing credit unions.
They rank institutions based on returns, growth and funding but place a premium on the strength
and risk profile of balance sheets.

We are honored to showcase this recognition and the hard work and dedication of our volunteer
Board of Directors and our employees.

Anchor: scholarships

Anchor: mortgage-rate

Mortgage Rate Special

Take advantage of this limited time special! We are offering a .50% discount on 30-year Mortgage and Refinance rates - with No Points!*

Learn More about mortgages

Anchor: first-time-homebuyer

Anchor: Webinar

Pre-Retirement Webinar for Teachers & Administrators
This webinar is tailored specifically for your industry!
Learn how to maximize your retirement benefits from CT's trusted speakers
on Teachers' Retirement.

Presented by our partner
Egidio Lennon Wealth Management, LLC.

Saturday, September 26, 2026
9:00 a.m. - 11:00 a.m.
Click here to register