3) Home Equity: If you are struggling with payments on your Home Equity, complete this secure, online Hardship Affidavit Form. Please be advised - your request may take up to 5-7 business days to process. 4) Visa Credit Line Increase Application - Increase the credit line on your WCTFCU Visa Credit Card. 5) Visa Credit Card Application - Low fixed rate VISA® Credit Cards. Review our credit card products. 6) Overdraft Line of Credit - Designed to protect a checking account from overdrafts. The line is activated in $100 increments whenever your checking account balance is not sufficient to cover a check that is presented for payment. There is no charge for a Personal Line of Credit. Rather, interest is charged on the outstanding balance.
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