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Credit information at your fingertips

  • Get daily updates of your
    credit score with SavvyMoney
  • Monitor your credit
    health through alerts
  • Receive tips to
    improve your score

Be Credit Savvy.

Use SavvyMoney in mobile and online banking to stay on top of your credit.

You will have free and instant access to your credit score, credit report, personalized money-saving offers and financial tools to help you improve or maintain an already great score.

You can refresh your score daily for real-time updates without impacting your score since this is considered a soft inquiry. As long as you access online banking at least once every 120 days; you will continue to have access to SavvyMoney.

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SavvyMoney Features:

  • Personalized Credit Report: A detailed credit report tailored specifically to your financial history.
  • Real-Time Credit Monitoring Alerts: Stay informed with instant alerts about changes or activities
     affecting your credit report.
  • Credit Goals and Action Plan: Set credit goals and receive a personalized action plan.
  • Credit Score Simulator: Experiment with different scenarios to better understand how specific
     financial decisions can impact your credit score.
  • Credit Score Education: Knowledge is power. Access educational resources to guide you with
      steps to improve your score.

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Understanding your Credit Report and Score

Got questions? We have answers.

We created a helpful booklet that breaks down the components of a good credit score and how to improve it.

Your credit score is an extremely important part of your financial life. It is based on several factors. Luckily, it’s not difficult to establish a healthy credit score once you understand how it works.

This downloadable eBook includes everything you need to know to get started.


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How to enroll in SavvyMoney

Exclusively available to WCTFCU Members age 18 or older.

  • Login to Online or Mobile banking and follow the prompts for SavvyMoney to register. 
  • Once you have signed up, you will see your credit score on your account summary page each time you log in to online/mobile banking.
  • Remember to login to online banking at least every 120 days to maintain access to this service.
Not an Online Banking user?  Register Today

Make everyday purchases easier Pay securely using your mobile phone and your WCTFCU debit or credit card stored in your digital wallet.