Deposit Rates

Rates current as of 2/18/2014

Savings & Checking
Account Type Compounded Dividend Rate APY*
Regular Share Account Quarterly .20% .20%
Club Accounts Quarterly .20% .20%
Head Start Savings ($0-$1000) Quarterly 4.89% 5.00%
Head Start Savings (over $1000) Quarterly .20% .20%
A+ Checking - ($0-$10,000) Monthly 1.10% 1.11%
A+ Checking - (over $10,000) Monthly .20% .20%
A+ Checking - Non-qualifiying Rate Monthly .03% .03%
Regular Checking Quarterly .10% .10%
Regular IRA Shares Quarterly .20% .20%
Regular Certificates
Account Type Compounded Dividend Rate APY*
3 Month Certificate Monthly .20% .20%
6 Month Certificate Monthly .25% .25%
12 Month Certificate Monthly .30% .30%
12 Month Bonus Certificate** Monthly .55% .55%
30 Month Certificate Monthly .65% .65%
60 Month Certificate Monthly 1.00% 1.00%
IRA Certificates - Roth, Traditional or Coverdell Education
Account Type Compounded Dividend Rate APY*
3 Month Certificate Monthly .20% .20%
6 Month Certificate Monthly .25% .25%
12 Month Certificate Monthly .30% .30%
30 Month Certificate Monthly .65% .65%
60 Month Certificate Monthly 1.00% 1.00%
Money Market
Account Type Compounded Dividend Rate APY*
$0-$2499 Monthly .15% .15%
$2500 - $4999 Monthly .20% .20%
$5000 - $9999 Monthly .20% .20%
$10000 - $19999 Monthly .30% .30%
$20000 - $49999 Monthly .40% .40%
$50000 + Monthly .60% .60%

*Annual Percentage Yield. Minimum balance to earn Annual Percentage Yield on Certificate Accounts is $500. Minimum balance to earn Annual Percentage Yield on IRA Share Accounts is $10. Minimum balance to earn Annual Percentage Yield on all other accounts - $5. Penalties may apply for early withdrawal from certificate acocunts. Withdrawals and fees could reduce earnings. Rates quoted as of 02/01/13 and subject to change after the account is open. **Open a checking account with direct deposit and use online banking to qualify for the bonus rate, excludes IRA certificates.