Re-order Checks

Checking Account Comparison

Features Regular Checking A+ Checking InTune Checking
Initial Deposit $5 $5 $5
Pays Dividends Earns dividends. Earns higher dividend rate on balances of $5.00 - $10K/month. Earn iTunes credits** when qualified.
Minimum Balance $5 $5 $5
No Monthly Fee checkmark checkmark checkmark
VISA® Debit / Cash Card
CardValet Security App
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Point of Sale Purchases (in stores & online) Free & Unlimited Free, Unlimited, Minimum 10/month** Free, Unlimited,  Minimum 15/month**
ATM Access All ATMs All ATMs All ATMs
ATM Fees Free unlimited use of WCTFCU ATMs. Free unlimited use of WCTFCU ATMs. Free unlimited use of WCTFCU ATMs.
ATM Fee Refunds With estatements receive reimbursement up to $15/month, maximum $5/transaction. Paid first of following month. Monthly reimbursements up to $25/ month. Maximum $5/transaction. Paid on last day of month. When stated account qualifications are met**. Monthly reimbursements up to  $25/ month. Maximum $5/transaction. Paid on last day of month. When stated account qualifications are met**.
Checks unlimited check writing unlimited check writing unlimited check writing
Paper Check costs First Box Free First Box Free First Box Free
Monthly Paper Statements Free Free Free
Monthly eStatements Free Free Free
Online Banking Free Free Free
Mobile Banking Free Free Free
Mobile Deposit Free Free Free
Direct Deposit Free Free Free
Bill Pay Free Free Free
24-hour Telephone Teller Free Free Free
Overdraft Protection Free Free Free
Other features   Required: estatements, 10 Debit Card purchases posted & cleared to account per qualification cycle. AND One of the following:
Direct Deposit, OR
ACH automatic debit,
OR WCTFCU online bill-pay. *See Member Service for Details
Required: estatements, AND 15 Debit Card purchases posted & cleared to account per qualification cycle.
  Open Account Open Account Open Account
 Account qualification criteria subject to change. Contact branch for current information. *APY = Annual Percentage Yield. **Qualified Members have met the specifications for the account.